Copay-based structure
The program uses stated member copays for certain services, subject to the membership level and current guidelines.
HEALTH SOLUTIONS
Explore a modern health cost-sharing option for individuals and families.
MightyWELL Health is a copay-based, open-network health cost-sharing community for eligible individuals, couples, families, and some groups. It is not traditional health insurance.
HEALTH SOLUTIONS
Understand how health cost sharing differs from insurance.
Members contribute monthly amounts that help share eligible healthcare expenses according to the program guidelines. Because MightyWELL is a health cost-sharing membership—not an insurance policy—payment of medical expenses is not guaranteed. Always review eligibility, exclusions, limitations, provider access, member responsibilities, and the complete sharing guidelines before enrolling.
Open-network access
Members may have flexibility in choosing healthcare providers, but should confirm provider participation, billing, and sharing eligibility before receiving care.
Options for households
Membership options may be available for eligible individuals, couples, families, and certain groups.
Guideline-based sharing
Medical expenses are considered for sharing under the program’s guidelines; this is not an insurance contract or a guarantee of payment.
QUESTIONS WORTH ASKING
Review the details before moving forward.
✓Which medical expenses are eligible for sharing?
✓What copays and member responsibilities apply?
✓Are pre-existing conditions limited or excluded?
✓How are prescriptions, preventive care, and emergencies handled?
✓Can your preferred providers work with the program?
✓What happens when an expense is not eligible for sharing?
START WITH A CONVERSATION
Bring your questions. Leave with greater clarity.
Schedule a complimentary, no-pressure conversation about your goals and options.